Need help with financing?
Financing by Cobalt Mortgage
Cobalt Mortgage is the largest privately held retail mortgage company headquartered in Washington State. Having your lender in your home community is important because lending decisions are made locally, not by someone who does not understand the community or have a vested interested in getting you through the loan process.
At Cobalt Mortgage, you have Certified Mortgage Planners, like The Cobalt KMS Team who are willing to meet you face to face, explore and answer all your questions, provide you with a verified pre-approval letter and be a partner in helping you obtain the best financing option for your particular situation.
In our combined 90 years in the mortgage business our team of professionals has counseled thousands of people through the intricacies of home financing. Never will anyone on the team sell you the product of the day or try to put you into a one size fits all mortgage that may not be the best option for you.
If you want a team of dedicated mortgage professionals, who truly care about their clients The Cobalt KMS Team are the people for you.
In a hurry? Call 877-571-1785 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
